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How to improve underwriting decisions with income verification and Open Banking

Income verification is one of the most important procedures lenders perform before approving credit. Collecting this information is a crucial part of the underwriting process: it helps assess whether a potential customer can afford new obligations and whether the customer fits your risk profile.

In this quick guide, you will learn how Open Banking helps you with user income verification and makes the entire underwriting decision-making process much faster and with more reliable information, reducing costs and digitizing the process.

 

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